Sunday 18 March 2018

SBI Clerk Pre Day 1 (Math)



1. Population of a city is 8 lakh. If the annual birth rate and death rates of the city are 6.3% and 1.8% respectively then what will be the population of city after two years ?
(a) 873620
(b) 864860
(c) 858640
(d) 886410
(e) 897580

2. A man purchased two cycles for Rs. 10000, He sold the first cycle at 18% profit and second cycle at 10% loss. In the whole process he gained Rs. 36. What is the cost price of two cycles ?
(a) 3900,6160
(b) 3800,6200
(c) 3700,6300
(d) 3600,6400
(e) None of these

3. Two men and 5 women earn Rs.4250 in 17 days. If 7 men and 8 women earn Rs.6281 in 11 days then in how many days 6 men and 9 women will earn Rs. 8928 ?
(a) 12 days
(b) 14 days
(c) 16 days
(d) 18 days
(e) None of these

4. A train covered a certain distance at uniform speed. If the train would have been 12 km/hr. faster, it would have taken 15 hrs. less and if the train were slower by 12 km/hr. it would have taken 25 hours more. What is the length of the journey?
(a) 2400 km
(b) 2700 km
(c) 3000 km
(d) 3200 km
(e) 3600 km

5. An article was sold for certain price and there was a gain of 50%. If it would have been sold for Rs.80 Less, there would be neither gain nor loss. Find the C.P.?
(a) 100
(b) 130
(c) 160
(d) 150
(e) Can’t be determined

6. A man is walking around a rectangular park at a speed of 7 km/h. and completes one round in 20 minute. What is the perimeter of the park?
(a) 110 m
(b) 140 m
(c) 2.33 m
(d) 1.35 m
(e) None of these

7. In how may ways 'RECEPTION' can be written so that vowel and consonant come alternately?
(a) 120
(b) 60
(c) 420
(d) 1400
(e) 2880

8. A started a business with a sum of `14000. After 4 months, B entered with an amount of Rs 12000 and A added another 2,000 in the business. After 6 months, C entered with Rs.20000 and 'B' withdrew ` 2000 from the business. What will be C's share of profit out of a total profit of Rs 94000 at the end of 2 years.
(a) 37600
(b) 20400
(c) 36000
(d) 18000
(e) 26000

9. The product of ages of Harshit and Haritika is 240. If Hritika would have been twice her age she will be 4 years elder to Harshit. What is Haritika's age now?
(a) 16 years
(b) 20 years
(c) 12 years
(d) 10 years
(e) 15 years

10. Taps A, B and C are connected to a water tank and the rate of flow of water from them is 42 liter/hr, 56 liter/hr and 48 liter/hr respectively. If tap A and B are filling the tank and C is emptying it and the tank gets filled in 16 hrs. What is the capacity of the tank?
(a) 150 liter
(b) 960 liter
(c) 800 liter
(d) 1200 liter
(e) 500 liter


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SOLUTION



1. (a) 873620
Net Population Increase = 6.3-1.8 = 4.5%
Required Population = 800000*1.045*1.045 = 873620

Alternate :-
Net Population Increase = 6.3-1.8 = 4.5%
100----(after 1year)-->104.5 ---> (after 2 year)-->(109.2025)
Now, Unitary method:-
100 ------------becomes---> 109.2025
8,00,000 will become = 109.2025*800000/100 = 873620
More easy as calculation becomes easier :) 

2. (c) 3700,6300
Let CP of first and second be x and y respectively.
ATQ:-
x+y = 10000…(i)
18x/100 – 10y/100 = 36
18x-10y = 3600…(ii)
Solving we get,
x= 3700 and y = 6300



3. (c) 16 days.
2M+5W = 4250/17 = 250/day
7M+8W = 6281/11 = 571/day
Solving, we get M= 45/day, and W = 32/day
Therefore, 6M+9W= 270+288 = 558/day.
In X days they earned 8928.
Therefore, 558*X = 8928
X= 8928/558 = 16 days.

4. (e) 3600 km
Let the speed be X km and actual Time taken = Y hrs.
Distance = XY km
ATQ:-
XY = (X+12)(Y-15).
== > 12Y-15X = 180 or 4Y-5X = 60.
Also, XY = (X-12)(Y+25)== > 25X-12Y = 300
Solving both we get,
X= 48 and Y = 75
Hence, Distance = XY = 48*75 = 3600


5. (c) Rs. 160
Let CP be X, Profit = 50%
SP = 1.5X
1.5X-80 = X
0.5X = 80 or X = 160

6. (e) None of these (2.33 km)
Perimeter = Distance Travelled
== > Distance travelled = Speedx Time = 7x20/60 = 2.33 km

7. (e) 2880
5consonant + 4 vowel = > 5!*4! = 120*24 = 2880


8. (c) 36000
Share of Profit = Amt invested * time
A= 14000x4+ 16000x20 = 376000
B= 12000x2+ 10000x18 = 204000
C= 20000x18 = 360000
Ratio of share = 376:204:360
C’s Share = 94000x360/940 = 36000.

9. (c) 12 years
Let Haritika and harshit age be x and y respectively
xy= 240
2x-4 =y
X(2x-4) = 240
2x^2- 4x-240 = 0
Solving we get x= 12,-20
Hence, Haritika’s age = 12 years.

10. (c) 800 liter
Efficiencies of A , B and C are given
Together they have efficiency = A+B-C= 42+56-48 = 50 liter/hr
Time = 16 hrs
Capacity = 16x50 = 800 liter



Monday 5 March 2018

BANKING ABBREVIATIONS




❇ BANKING ABBREVIATIONS

1. PSBs: Public Sector Banks
2. SNBCs: Schedule Non Commercial Banks
3. SENSEX: Sensitive Index Of Stock Exchange
4. GNP: Gross National Product
5. KYC: Know Your Customer
6. RTGS: Real Time Gross Settlement
7. NEFT: National Electronic Money Transfer
8. EFT: Electronic Fund Transfer
9. CBS: Core Banking Solutions
10. LIBOR: London Interbank Offered Rate
11. MIBOR: Mumbai Interbank Offered Rate
12. MIBID: Mumbai Interbank Bid Rate
13. SARFAESI: Securitisation & Reconstruction Of Financial
Assets & Enforcement Of Security Interest
14. CAR: Capital Adequecy Ratio
15. FIIs: Foreign Institutional Investments
16. FDI: Foreign Direct Investment
17. IPO: Initial Public Offering
18. MICR: Magnetic Ink Character Recognition
19. BIRD: Bankers Institute Of Rural Development
20. IBA: Indian Bank Association
21. BPLR: Benchmark Prime Lending Rate
22. ICICI: Industrial Credit & Investment Corporation Of
India
23. HDFC: Housing Development Finance Corporation
24. SWOT: Strength, Weaknesses, Opportunities & Threats
25. SWIFT: Society For Worldwide Interbank Financial
Telecommunication
26. FERA: Foreign Exchange Regulatory Act
27. FEMA: Foreign Exchange Management Act
28. CASA: Current & Saving Account
29. NDTL: Net Demand & Time Liabilities
30. NASDAQ: National Association For Securities Dealers
Automated Quotations
31. CRISIL: Credit Rating & Investment Services India
Limited
32. CIBIL: Credit Information Bureau Of India Limited
33. NAV: Net Asset Value
34. ICRA: Indian Credit Rating Agency
35. CARE: Credit Analysis & Research Limited
36. WMAs: Ways & Means Advances
37. ALM: Asset Liability Management
38. INFINET Indian Financial Network
39. OLTAS - On-line Tax Accounting System (OLTAS) for
Direct Taxes
40. TIN - Tax Information Network (TIN)
41. IMPS - Interbank Mobile Payment Service (IMPS) or
Immediate Payment Service
42. CDR- Corporate Debt Restructuring
43. CAD- Capital Account Deficit
44. REITs: Real Estate Investment Trusts
45. InvITs: Infrastructure Investment Trusts
46. ALM- Asset Liability Management
47. ASBA: Application Supported by Blocked Amount
48. PIN: Personal Identification Number
49. CCEA – Cabinet Committee on Economic Affairs
50. CECA - Comprehensive Economic Cooperation
Agreement
51. CEPA – Comprehensive Economic Partnership
Agreemeny
52. DTAA – Double Taxation Avoidance Agreement
53. ECBs - External Commercial Borrowings
54. EFSF – European Financial Stability Facility
55. FINO- Financial Inclusion Network Operation
56. FIPB – Foreign Investment Promotion board
57. FSLRC – Financial Sector Legislative Reforms
Commission
58. CRAR: Capital to Risk-weighted Assets Ratio
59. LCR: Liquidity Coverage Ratio
60. TARC - Tax Administration Reform Commission
61. GIRO - Government Internal Revenue Order
62. FRBMA: Fiscal Responsibility & Budget Management
Act
63. AMFI- Association of Mutual Fund in India.
64. TIEA – Tax Information exchange Agreement
65. GAAR - General anti avoidance rule
66. GSLV - Geo-Synchronous Launch Vehicle
67. PPP – Public Private Partnership & Purchasing Power
parity
68. PSLV – Polar Satellite Launch vehicle
69. TAPI - Turkmenistan-Afghanistan-Pakistan-India.
70. QFI -Qualified Foreign Investors
71. AD-Authorized Dealer.
72. ASSOCHAM-Associated Chambers of Commerce &
Industry of India.
73. BCSBI-Banking Codes & Standards Board of India.
74. BIS-Bank for International Settlements.
75. CDS-Credit Default Swap.
76. CEPA-Comprehensive Economic Partnership
Management.
77. FIMMDA-Fixed Income Money MARKETS & Derivatives
Association.
78. FPI-Foreign Portfolio Investment.
79. IBRD-International Bank For Reconstruction &
Development.
80. UIDAI-Unique Identification Development Authority of
India.

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