GA One Liner 26th June 2018

» Government proposes to set up 3000 Van Dhan Kendras involving 30,000 SHGs across the country under the Van Dhan Scheme of the Ministry of Tribal Affairs. This initiative has an estimated value: Rs.2 Lakh Cr. per year. 


» Maharashtra government set up a committee to study issues related to the development of a 1,000-MW floating solar power plant at Ujani dam in Solapur district of Maharashtra.


» 'Paani Bachao, Paise Kamao’, for checking depletion of underground water, was launched in Jalandhar, Punjab.


» "No toilet, no bride’ resolution"
The Godikan panchayat in Haryana has become the first panchayat in India to pass a resolution to marry girls only to families that have a toilet in their house.

» RBI has proposed to set up a board of management for the urban co-operative banks. The guidelines have been recommended by committee headed by former deputy governor of RBI R Gandhi.

» World Food Prize 2018 awarded to Lawrence Haddad and Dr. David Nabarro.

» S Ramesh has been appointed the chairman of the Central Board of Indirect Taxes and Customs (CBIC).

» International Day Against Drug Abuse and Illicit Trafficking – 26 June

Theme --  “Listen First – Listening to children and youth is the first step to help them grow healthy and safe.”

» India has topped the list of the most dangerous countries in the world for women, according to a survey conducted by the Thomson Reuters Foundation. 

» Seychelles has gifted pair of Giant Aldabra tortoise to India as a goodwill gesture.

» Egyptian goalkeeper Essam El-Hadary, aged 45 years and 161 days, has become the oldest player to play a FIFA World Cup match. 

GA One Liner 25th June 2018

» An anti-doping sports conference named “Clean Sport=Fair Outcome?” was conducted to address the issue of doping, at Oslo, Norway.

» The traditionally strong bond between the navies of India and Bangladesh , the two navies have joined forces to institute a Coordinated Patrol (CORPAT). ( This is first edition between this two country) 

» India is the largest borrower from Asian Infrastructure Investment Bank with borrowed grants worth $4.4billion .

» AIIB to invest $200 million into an NIIF fund of funds for infrastructure projects.

NIIF-- National Investments & Infrastructure Fund

» Cooperative bank SVC Bank announced that it has implemented Digital Hexa.

» Kalki Koechlin will be conferred with the French distinction of Knight of the Order of Arts and Letters (Chevalier dans l’Ordre des Arts et des Lettres) for her contribution in enhancing Indo-French ties in cinema.

» IIFA Awards 2018:

i.Following is the list of award winners:

• Best Picture: Tumhari Sulu
• Best Director: Saket Chaudhary (Hindi Medium)
• Best Actor in a Leading Role (Female): Sridevi (Mom)
• Best Actor in a Leading Role (Male): Irrfan Khan (Hindi Medium)
• Best Supporting Actor (Female): Meher Vij (Secret Superstar)
• Best Supporting Actor (Male): Nawazuddin Siddiqui (Mom)

» Sumadhura Group, a Realty firm announced that, it has appointed cricket player MS Dhoni as its brand ambassador.

» Recep Tayyip has been re-elected as President of Turkey.

» Lewis Hamilton of Mercedes team won the French Grand Prix.

» On 25th June 2018, Day of the seafarer was celebrated throughout the world.

Strategy For SBI PO 2018

SBI PO Notification is out, it's time to start rigorous preparation.

1. Don't demotivate yourself with number of vacancies, you need only one seat "Dream for it".

2. Brush up your basics & have clear idea in it.

3. Prepare your own study schedule & stick to it.

4. Give 3 Prelims Mock & 1 Mains mock per day.

5. Preliminary Exam is about speed & accuracy, so try to increase number of attempts in your strong area.

6. Prepare with reference to SBI PO 2017, also take a glance of last year CAT paper ( useful when change in pattern happens).

7. Prepare simultaneously for Pre & Mains.

8. English have high weightage in Mains so devote more time in it.

9. Read at least 3 no of editorials daily ( 2 from The Hindu & 1 from The Economic Times) & note down new words & it's synonyms in separate note.

ALL THE BEST..

SBI Clerk Pre Day 1 (Math)

1. Population of a city is 8 lakh. If the annual birth rate and death rates of the city are 6.3% and 1.8% respectively then what will be the population of city after two years ?
(a) 873620
(b) 864860
(c) 858640
(d) 886410
(e) 897580

2. A man purchased two cycles for Rs. 10000, He sold the first cycle at 18% profit and second cycle at 10% loss. In the whole process he gained Rs. 36. What is the cost price of two cycles ?
(a) 3900,6160
(b) 3800,6200
(c) 3700,6300
(d) 3600,6400
(e) None of these

3. Two men and 5 women earn Rs.4250 in 17 days. If 7 men and 8 women earn Rs.6281 in 11 days then in how many days 6 men and 9 women will earn Rs. 8928 ?
(a) 12 days
(b) 14 days
(c) 16 days
(d) 18 days
(e) None of these

4. A train covered a certain distance at uniform speed. If the train would have been 12 km/hr. faster, it would have taken 15 hrs. less and if the train were slower by 12 km/hr. it would have taken 25 hours more. What is the length of the journey?
(a) 2400 km
(b) 2700 km
(c) 3000 km
(d) 3200 km
(e) 3600 km

5. An article was sold for certain price and there was a gain of 50%. If it would have been sold for Rs.80 Less, there would be neither gain nor loss. Find the C.P.?
(a) 100
(b) 130
(c) 160
(d) 150
(e) Can’t be determined

6. A man is walking around a rectangular park at a speed of 7 km/h. and completes one round in 20 minute. What is the perimeter of the park?
(a) 110 m
(b) 140 m
(c) 2.33 m
(d) 1.35 m
(e) None of these

7. In how may ways 'RECEPTION' can be written so that vowel and consonant come alternately?
(a) 120
(b) 60
(c) 420
(d) 1400
(e) 2880

8. A started a business with a sum of `14000. After 4 months, B entered with an amount of Rs 12000 and A added another 2,000 in the business. After 6 months, C entered with Rs.20000 and 'B' withdrew ` 2000 from the business. What will be C's share of profit out of a total profit of Rs 94000 at the end of 2 years.
(a) 37600
(b) 20400
(c) 36000
(d) 18000
(e) 26000

9. The product of ages of Harshit and Haritika is 240. If Hritika would have been twice her age she will be 4 years elder to Harshit. What is Haritika's age now?
(a) 16 years
(b) 20 years
(c) 12 years
(d) 10 years
(e) 15 years

10. Taps A, B and C are connected to a water tank and the rate of flow of water from them is 42 liter/hr, 56 liter/hr and 48 liter/hr respectively. If tap A and B are filling the tank and C is emptying it and the tank gets filled in 16 hrs. What is the capacity of the tank?
(a) 150 liter
(b) 960 liter
(c) 800 liter
(d) 1200 liter
(e) 500 liter


---------------------------------------------------------------------------

SOLUTION



1. (a) 873620
Net Population Increase = 6.3-1.8 = 4.5%
Required Population = 800000*1.045*1.045 = 873620

Alternate :-
Net Population Increase = 6.3-1.8 = 4.5%
100----(after 1year)-->104.5 ---> (after 2 year)-->(109.2025)
Now, Unitary method:-
100 ------------becomes---> 109.2025
8,00,000 will become = 109.2025*800000/100 = 873620
More easy as calculation becomes easier :) 

2. (c) 3700,6300
Let CP of first and second be x and y respectively.
ATQ:-
x+y = 10000…(i)
18x/100 – 10y/100 = 36
18x-10y = 3600…(ii)
Solving we get,
x= 3700 and y = 6300

3. (c) 16 days.
2M+5W = 4250/17 = 250/day
7M+8W = 6281/11 = 571/day
Solving, we get M= 45/day, and W = 32/day
Therefore, 6M+9W= 270+288 = 558/day.
In X days they earned 8928.
Therefore, 558*X = 8928
X= 8928/558 = 16 days.

4. (e) 3600 km
Let the speed be X km and actual Time taken = Y hrs.
Distance = XY km
ATQ:-
XY = (X+12)(Y-15).
== > 12Y-15X = 180 or 4Y-5X = 60.
Also, XY = (X-12)(Y+25)== > 25X-12Y = 300
Solving both we get,
X= 48 and Y = 75
Hence, Distance = XY = 48*75 = 3600

5. (c) Rs. 160
Let CP be X, Profit = 50%
SP = 1.5X
1.5X-80 = X
0.5X = 80 or X = 160

6. (e) None of these (2.33 km)
Perimeter = Distance Travelled
== > Distance travelled = Speedx Time = 7x20/60 = 2.33 km

7. (e) 2880
5consonant + 4 vowel = > 5!*4! = 120*24 = 2880

8. (c) 36000
Share of Profit = Amt invested * time
A= 14000x4+ 16000x20 = 376000
B= 12000x2+ 10000x18 = 204000
C= 20000x18 = 360000
Ratio of share = 376:204:360
C’s Share = 94000x360/940 = 36000.

9. (c) 12 years
Let Haritika and harshit age be x and y respectively
xy= 240
2x-4 =y
X(2x-4) = 240
2x^2- 4x-240 = 0
Solving we get x= 12,-20
Hence, Haritika’s age = 12 years.

10. (c) 800 liter
Efficiencies of A , B and C are given
Together they have efficiency = A+B-C= 42+56-48 = 50 liter/hr
Time = 16 hrs
Capacity = 16x50 = 800 liter

BANKING ABBREVIATIONS

❇ BANKING ABBREVIATIONS

1. PSBs: Public Sector Banks
2. SNBCs: Schedule Non Commercial Banks
3. SENSEX: Sensitive Index Of Stock Exchange
4. GNP: Gross National Product
5. KYC: Know Your Customer
6. RTGS: Real Time Gross Settlement
7. NEFT: National Electronic Money Transfer
8. EFT: Electronic Fund Transfer
9. CBS: Core Banking Solutions
10. LIBOR: London Interbank Offered Rate
11. MIBOR: Mumbai Interbank Offered Rate
12. MIBID: Mumbai Interbank Bid Rate
13. SARFAESI: Securitisation & Reconstruction Of Financial
Assets & Enforcement Of Security Interest
14. CAR: Capital Adequecy Ratio
15. FIIs: Foreign Institutional Investments
16. FDI: Foreign Direct Investment
17. IPO: Initial Public Offering
18. MICR: Magnetic Ink Character Recognition
19. BIRD: Bankers Institute Of Rural Development
20. IBA: Indian Bank Association
21. BPLR: Benchmark Prime Lending Rate
22. ICICI: Industrial Credit & Investment Corporation Of
India
23. HDFC: Housing Development Finance Corporation
24. SWOT: Strength, Weaknesses, Opportunities & Threats
25. SWIFT: Society For Worldwide Interbank Financial
Telecommunication
26. FERA: Foreign Exchange Regulatory Act
27. FEMA: Foreign Exchange Management Act
28. CASA: Current & Saving Account
29. NDTL: Net Demand & Time Liabilities
30. NASDAQ: National Association For Securities Dealers
Automated Quotations
31. CRISIL: Credit Rating & Investment Services India
Limited
32. CIBIL: Credit Information Bureau Of India Limited
33. NAV: Net Asset Value
34. ICRA: Indian Credit Rating Agency
35. CARE: Credit Analysis & Research Limited
36. WMAs: Ways & Means Advances
37. ALM: Asset Liability Management
38. INFINET Indian Financial Network
39. OLTAS - On-line Tax Accounting System (OLTAS) for
Direct Taxes
40. TIN - Tax Information Network (TIN)
41. IMPS - Interbank Mobile Payment Service (IMPS) or
Immediate Payment Service
42. CDR- Corporate Debt Restructuring
43. CAD- Capital Account Deficit
44. REITs: Real Estate Investment Trusts
45. InvITs: Infrastructure Investment Trusts
46. ALM- Asset Liability Management
47. ASBA: Application Supported by Blocked Amount
48. PIN: Personal Identification Number
49. CCEA – Cabinet Committee on Economic Affairs
50. CECA - Comprehensive Economic Cooperation
Agreement
51. CEPA – Comprehensive Economic Partnership
Agreemeny
52. DTAA – Double Taxation Avoidance Agreement
53. ECBs - External Commercial Borrowings
54. EFSF – European Financial Stability Facility
55. FINO- Financial Inclusion Network Operation
56. FIPB – Foreign Investment Promotion board
57. FSLRC – Financial Sector Legislative Reforms
Commission
58. CRAR: Capital to Risk-weighted Assets Ratio
59. LCR: Liquidity Coverage Ratio
60. TARC - Tax Administration Reform Commission
61. GIRO - Government Internal Revenue Order
62. FRBMA: Fiscal Responsibility & Budget Management
Act
63. AMFI- Association of Mutual Fund in India.
64. TIEA – Tax Information exchange Agreement
65. GAAR - General anti avoidance rule
66. GSLV - Geo-Synchronous Launch Vehicle
67. PPP – Public Private Partnership & Purchasing Power
parity
68. PSLV – Polar Satellite Launch vehicle
69. TAPI - Turkmenistan-Afghanistan-Pakistan-India.
70. QFI -Qualified Foreign Investors
71. AD-Authorized Dealer.
72. ASSOCHAM-Associated Chambers of Commerce &
Industry of India.
73. BCSBI-Banking Codes & Standards Board of India.
74. BIS-Bank for International Settlements.
75. CDS-Credit Default Swap.
76. CEPA-Comprehensive Economic Partnership
Management.
77. FIMMDA-Fixed Income Money MARKETS & Derivatives
Association.
78. FPI-Foreign Portfolio Investment.
79. IBRD-International Bank For Reconstruction &
Development.
80. UIDAI-Unique Identification Development Authority of
India.

Easy Way To Remember All Current Affairs

A lot of people have asked me, How to prepare for Current Affairs for the Bank & Insurance Exams. So here are 3 Ways to Study and Remember Current Affairs.

Before I begin you have to remember a few things:

1. In order to remember Banking Awareness, always make sure your CONCEPT is clear.
2. Always be on track. Never miss reading current affairs more than 2 weeks.
3. Always discuss current affairs with other aspirants.
4. Always extract the STOCK GKs (Places, Dance forms, State related GKs) from Current Affairs.

Method 1 - The Newspaper Factory

In this method, you have to memorize General Knowledge and Current Affairs by writing them down while studying. Make some research about the topic, person, event and collect some photos as it will help you to memorize the story. Write them like a journal, read them in leisure, research on the topics. This method is lengthy but its pretty much fruitful for students who read and memorize.

Method 2 - The Vedic Approach

Have you ever wondered how Vedas, Upanishads were memorized? SRUTI as we know. Many of us find it easy to remember anything when we hear it. For example, many of us easily sing the Dhinchak Bollywood songs without any hesitation. It is because of the “Sruti” method. So while you read the stories, record them in your cellphone. Later, listen to them as much as possible. If you are feeling weird about hearing your own voice then just tell your mom to read and record, Mother’s voice is the best.

METHOD 3 - My Way, My Rule

Yes, if none of them work, there has to be a way you can study. Every human being can create their own ways of doing things. This is what Survival theory of nature is. Try to find out.

But always listen to other methods because you never know which one works out for you.

General Awareness

January to September 2017 BSC Magazine match point..


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Noble Prize Winner 2017:
=====================
#NoblePrizePhysics
Rainer Weiss( Berlin, Germany),
Barry C. Barish(Omaha, NE, USA) and
Kip S. Thorne(Logan, UT, USA)
("for decisive contributions to the LIGO detector and the observation of gravitational waves")


#NoblePrizeChemistry
Jacques Dubochet(Aigle, Switzerland),
Joachim Frank( Siegen, Germany) and
Richard Henderson(Edinburgh, Scotland)
("for developing cryo-electron microscopy for the high-resolution structure determination of biomolecules in solution")


#NoblePrizePhysiology
Jeffrey C. Hall(New York, NY, USA,
Michael Rosbash(Kansas City, MO, USA) and
Michael W. Young(Miami, FL, USA)
("for their discoveries of molecular mechanisms controlling the circadian rhythm")


#NoblePrizeLiterature
Kazuo Ishiguro(Nagasaki, Japan)
("who, in novels of great emotional force, has uncovered the abyss beneath our illusory sense of connection with the world")


#NoblePrizePeace
International Campaign to Abolish Nuclear Weapons (ICAN)---Founded: 2007 in Australia
("for its work to draw attention to the catastrophic humanitarian consequences of any use of nuclear weapons and for its ground-breaking efforts to achieve a treaty-based prohibition of such weapons")


#NoblePrizeEconomics
Richard H. Thaler(East Orange, NJ, USA)
("for his contributions to behavioural economics")